标签： 上海后花园会所

Statistical Report on Loan Investment of Financial Institutions in the First Quarter of 2022

According to the website of the central bank, according to the statistics of the People’s Bank of China, at the end of the first quarter of 2022, the balance of RMB loans of financial institutions was 201.01 trillion yuan, up 11.4% year-on-year; In the first quarter, RMB loans increased by 8.34 trillion yuan, an increase of 663.6 billion yuan.

First, the loans of enterprises and institutions grew steadily, and the interest rate of new corporate loans was at a low level.

At the end of the first quarter of 2022, the loan balance of local and foreign currency enterprises and institutions was 129.83 trillion yuan, up 11.8% year-on-year, and the growth rate was 0.8 percentage points higher than the end of last year; In the first quarter, it increased by 7.25 trillion yuan, an increase of 1.69 trillion yuan.

In terms of terms, the balance of short-term loans and bill financing was 47.37 trillion yuan, up 11.5% year-on-year, and the growth rate was 5.3 percentage points higher than that at the end of last year. In the first quarter, it increased by 3.2 trillion yuan, an increase of 2.28 trillion yuan. The balance of medium and long-term loans was 79.14 trillion yuan, up 12.2% year-on-year, and the growth rate was 1.8 percentage points lower than the end of last year. It increased by 3.96 trillion yuan in the first quarter, a year-on-year decrease of 514.4 billion yuan.

In terms of purposes, the balance of fixed assets loans was 54.95 trillion yuan, a year-on-year increase of 9.5%, and the growth rate was 0.6 percentage points lower than that at the end of last year; The balance of operating loans was 52.73 trillion yuan, a year-on-year increase of 9.6%, and the growth rate was 0.2 percentage points lower than the end of last year.

In March, the interest rate of new corporate loans was 4.37%, which was 8 and 19 basis points lower than that at the beginning of the year and the same period of last year respectively.

Second, the growth rate of medium and long-term loans in industry is relatively high, and the growth rate of medium and long-term loans in infrastructure industry is stable.

At the end of the first quarter of 2022, the balance of medium-and long-term loans in local and foreign currency industries was 14.39 trillion yuan, up 20.7% year-on-year, and the growth rate was 9.7 percentage points higher than that of various loans and 1.9 percentage points lower than that at the end of last year. In the first quarter, it increased by 940.9 billion yuan, an increase of 24.9 billion yuan. Among them, the balance of medium and long-term loans for heavy industry was 12.32 trillion yuan, up 19.7% year-on-year, and the growth rate was 1.8 percentage points lower than that at the end of last year; The balance of medium and long-term loans for light industry was 2.07 trillion yuan, up 27.1% year-on-year, and the growth rate was 2 percentage points lower than that at the end of last year.

At the end of the first quarter of 2022, the balance of medium and long-term loans in local and foreign currency service industries was 52.22 trillion yuan, up 9.2% year-on-year, and the growth rate was 1.8 percentage points lower than that at the end of last year. It increased by 2.3 trillion yuan in the first quarter, a year-on-year decrease of 470.3 billion yuan. The balance of medium and long-term loans in the real estate industry decreased by 1.5% year-on-year, and the decline was 1 percentage point higher than the end of last year.

At the end of the first quarter of 2022, the balance of medium and long-term loans in local and foreign currency infrastructure was 30.26 trillion yuan, up 13.2% year-on-year, and the growth rate was 2.2 percentage points higher than that of various loans; It increased by 1.39 trillion yuan in the first quarter, a year-on-year decrease of 251.3 billion yuan.

3. Loans in inclusive finance maintained a relatively rapid growth rate, the proportion of credit loans increased, and the interest rate of new loans continued to decrease.

At the end of the first quarter of 2022, the balance of RMB loans in inclusive finance was 28.48 trillion yuan, a year-on-year increase of 21.4%, 1.8 percentage points lower than the end of the previous year; In the first quarter, it increased by 1.98 trillion yuan, an increase of 17.8 billion yuan.

At the end of the first quarter of 2022, the balance of Pratt & Whitney small and micro loans was 20.77 trillion yuan, a year-on-year increase of 24.6%, and the growth rate was 2.7 percentage points lower than that at the end of last year, of which credit loans accounted for 18.9%, 0.8 percentage points higher than that at the end of last year; It increased by 1.55 trillion yuan in the first quarter, a year-on-year decrease of 24.1 billion yuan. The balance of loans for farmers’ production and operation was 7.25 trillion yuan, a year-on-year increase of 14.1%; The balance of business guarantee loans was 251.3 billion yuan, up 11% year-on-year; The balance of student loans was 143.4 billion yuan, a year-on-year increase of 12.3%. In March, the interest rate of new loans for Pratt & Whitney small and micro enterprises was 4.93%, 17 basis points lower than that at the beginning of the year.

At the end of the first quarter of 2022, the balance of loans for people out of poverty nationwide was 953.7 billion yuan, up 16.5% year-on-year, and increased by 39.7 billion yuan in the first quarter.

Fourth, green loans maintained rapid growth.

At the end of the first quarter of 2022, the balance of green loans in local and foreign currencies was 18.07 trillion yuan, up 38.6% year-on-year, 5.6 percentage points higher than the end of last year, and 27.6 percentage points higher than the growth rate of various loans, with an increase of 2.05 trillion yuan in the first quarter. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 7.79 and 4.22 trillion yuan respectively, accounting for 66.5% of the total green loans.

In terms of purposes, the loan balances of green upgrading industry of infrastructure, clean energy industry and energy conservation and environmental protection industry were 8.27, 4.74 and 2.32 trillion yuan respectively, up by 31.3%, 39.3% and 58% respectively. In terms of industries, the balance of green loans in electricity, heat, gas and water production and supply industries was 4.82 trillion yuan, up 29.2% year-on-year, and increased by 342.7 billion yuan in the first quarter; The balance of green loans in transportation, warehousing and postal services was 4.36 trillion yuan, up 13.2% year-on-year, and increased by 233.4 billion yuan in the first quarter.

V. The growth rate of agriculture-related loans remained stable.

At the end of the first quarter of 2022, the balance of agricultural loans in local and foreign currencies was 45.63 trillion yuan, up 12.2% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year. In the first quarter, it increased by 2.61 trillion yuan, an increase of 560.3 billion yuan.

At the end of the first quarter of 2022, the balance of rural loans (at or below the county level) was 38.13 trillion yuan, a year-on-year increase of 12.8%, and the growth rate was 0.7 percentage points higher than that at the end of last year; In the first quarter, it increased by 2.14 trillion yuan, an increase of 323.2 billion yuan. The balance of farmers’ loans was 14.05 trillion yuan, up 12.9% year-on-year, and the growth rate was 1.1 percentage points lower than the end of last year. It increased by 624.8 billion yuan in the first quarter, a year-on-year decrease of 30.9 billion yuan. The balance of agricultural loans was 4.84 trillion yuan, up 8.4% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year. In the first quarter, it increased by 280.3 billion yuan, an increase of 76.8 billion yuan.

Six, real estate development loans increased month-on-month, personal housing loan interest rates fell.

At the end of the first quarter of 2022, the balance of RMB real estate loans was 53.22 trillion yuan, a year-on-year increase of 6%, which was 1.9 percentage points lower than the growth rate at the end of last year; In the first quarter, it increased by 779 billion yuan, accounting for 9.3% of the increase of various loans in the same period, accounting for 9.8 percentage points lower than the level of the previous year.

At the end of the first quarter of 2022, the balance of real estate development loans was 12.56 trillion yuan, down 0.4 percentage points year-on-year, and the growth rate was 1.3 percentage points lower than that at the end of last year; The first quarter increased by 290 billion yuan, an increase of 441.4 billion yuan over the fourth quarter of last year. The balance of individual housing loans was 38.84 trillion yuan, up 8.9% year-on-year, and the growth rate was 2.3 percentage points lower than the end of last year. In March, the interest rate of new personal housing loans was 5.42%, 17 basis points lower than that at the beginning of the year.

Seven, the growth rate of household loans slowed down, and the interest rate of consumer loans dropped sharply.

At the end of the first quarter of 2022, the balance of household loans in local and foreign currencies was 72.37 trillion yuan, up 10.1% year-on-year, and the growth rate was 2.4 percentage points lower than that at the end of last year. In the first quarter, it increased by 1.26 trillion yuan, a year-on-year decrease of 1.3 trillion yuan.

At the end of the first quarter of 2022, the balance of operating loans of local and foreign currency households was 17.1 trillion yuan, up 16% year-on-year, 3.1 percentage points lower than the end of last year; In the first quarter, it increased by 888.7 billion yuan, a year-on-year decrease of 241.4 billion yuan. The balance of other consumer loans (excluding personal housing loans) was 16.42 trillion yuan, up 7.1% year-on-year, and the growth rate was 2.4 percentage points lower than that at the end of last year. It decreased by 150.2 billion yuan in the first quarter, a year-on-year decrease of 358.5 billion yuan. In March, the interest rate of new household other consumption loans was 7.68%, which was 67 and 41 basis points lower than that at the beginning of the year and the same period of last year respectively.

Electric research institute： how to solve the charging failure of pure electric vehicles

　　[car home Electric Vehicle] The vehicle can’t be charged by fast charging piles. I wonder if pure electric vehicle friends have ever encountered a similar situation? This happened to our work car recently. Looking at the forum, I found that there were more than one cyclist who had similar problems. Today, let’s take a look at it together. How to solve the charging failure of the vehicle? What caused this? If your car is in the same situation, please refer to our solution.

Home of the car

Home of the car

● How to solve the problem of not being able to charge quickly?

　　Previously, our work car suddenly failed to be charged through the State Grid charging pile, but the charging pile itself was normal, because other vehicles could be charged through this pile. In order to verify whether there is a problem with the vehicle, we went to the other two charging stations to try, and the results were the same: we could not start charging.

Home of the car

　　I believe that many riders have also encountered the situation that vehicles cannot be charged. First of all, we can confirm whether the failure of vehicle charging is caused by the failure of charging piles. Obviously, the situation we encountered is not the failure of charging piles, but the problem of vehicles, so we chose to go to the 4S shop to find a solution. We learned from the after-sales staff of the 4S shop that the failure of vehicle charging may be due to the problem of software (vehicle charging protocol). Generally, the software is updated when pure electric vehicles are maintained, so there are few customers who upgrade the software alone, but we still asked the 4S shop to refresh the charging software of our work car.

Home of the car

Home of the car

　　After the upgrade, we tried to charge the vehicle quickly again. At this time, several national grid charging piles can charge the vehicle. If your car also has the situation that the State Grid charging pile can’t be charged, you may wish to try to upgrade the charging system in the 4S shop, which may solve your problem; In addition, when the vehicle is undergoing routine maintenance/inspection, the owner can remind the 4S shop to check whether the vehicle charging agreement needs to be updated, so as to avoid trouble caused by software problems later.

Home of the car

　　In the Cheyou Forum, we can also see that more than one car owner has encountered the problem of charging too fast, and some of them have also solved the problem by upgrading their software. In fact, the so-called upgrade software is to enable vehicles and charging piles to communicate normally. Since we talked about this issue today, we might as well talk about it by the way. What is the national standard charging protocol and what does the communication between charging piles and vehicles mean?

● What is the national charging protocol/communication protocol?

　　First of all, why do charging piles and vehicles have national charging agreements? The national standard charging protocol makes the charging interface and communication of different brands of pure electric vehicles have unified standards, which also makes the charging service more standardized; Vehicles and charging piles all adopt the national standard charging protocol, so as to realize that different brands of vehicles can be charged with different public charging piles, and help the market to further unify.

Home of the car

　　For example, nowadays, almost all smartphones in Android system use the Type-C charging interface, and many electronic devices that can be charged through USB also use the same charging interface. The purpose of this is to unify the standards and realize interoperability. "You can charge when you get the cable". Does this greatly improve the convenience of charging? Of course, the charging conditions of pure electric vehicles are much more complicated than that of mobile phones, and the former needs to join the charging agreement.

Home of the car

　　In addition, if the national standard charging agreement is not established, different brands of vehicles and charging piles may have different technical routes, which may lead to inconsistent safety; The national standard charging protocol has unified requirements for fast charging interface and safety requirements. Including charging piles, the charging gun should meet the requirements of no deformation at high temperature, no damage due to falling or collision, waterproof and dustproof; Therefore, in addition to compatibility, the national standard charging protocol can also play an important role in charging safety.

Home of the car

　　Specifically, our latest GB charging protocol GBT27930-2015 upgraded five national standards of vehicle charging interface and communication protocol, thus achieving the purpose of updating and unifying software and hardware. For example, the national standard charging protocol adds the functions of charging interface temperature monitoring, electronic lock, insulation monitoring, discharge circuit and so on.

Home of the car

　　With the hardware standard, the rest is the software part, which is what we call communication. In fact, we upgrade the software so that the charging pile and the car can communicate normally, otherwise the car will not be able to charge normally. To put it simply, communication is the process of continuous communication and information exchange between the vehicle and the charging pile. Only by "communicating with each other", "disclosing to each other" and "reporting to each other" can the charging process be successfully completed.

Many countries in Asia and Europe have added new cases of COVID-19 in a single day, and Russia plans to vaccinate on a large scale before the new year.

　　Xinhua News Agency, Tbilisi, November 27th Comprehensive Xinhua News Agency reporters in Asia and Europe reported that the COVID-19 epidemic in some countries in Asia and Europe continued to spread rapidly, and the number of new cases reported by Russia, Ukraine, Belarus and Georgia reached a new high on the 27th. In response to the epidemic, Russia announced that it would vaccinate COVID-19 vaccine on a large scale before the new year.

　　According to the Russian Epidemic Prevention Command on the 27th, in the past 24 hours, there were 27,543 confirmed cases in COVID-19, with a total of 2,215,533 cases. 38,558 cumulative deaths; A total of 1712174 cases were cured.

　　Peskov, Russian Presidential Press Secretary, said on 26th that Russian people will be vaccinated with COVID-19 vaccine on a large scale before the New Year. Sobyanin, mayor of Moscow, said on the same day that Moscow has completed preparations for mass vaccination, and has set up about 300 vaccination sites equipped with necessary medical staff and facilities. According to the Tass news agency reported on 26th, the second COVID-19 vaccine "EpiVacCorona" in Russia started the post-registration trial on the same day, and about 4,000 volunteers participated. Russian President Vladimir Putin announced on October 14th that the vaccine was registered.

　　According to the Ukrainian Ministry of Health on the 27th, in the past 24 hours, 16,218 new cases were diagnosed in Ukraine, with a total of 693,407 cases. 11,909 cumulative deaths; A total of 326,238 cases were cured.

　　Ukrainian National News Agency reported on the same day that Ukrainian President Zelensky has submitted to the Verkhovna Rada (Parliament) for consideration the economic assistance plan for small and medium-sized enterprises. According to the plan, the government will provide 10 billion Grivner (US$ 28.5) in economic assistance to small and medium-sized enterprises and their employees, so as to reduce the losses caused by epidemic prevention measures and stabilize employment, covering more than 1 million people.

　　According to the data of COVID-19 epidemic released by the Ministry of Health of Belarus on the 27th, there were 1,621 newly confirmed cases in Belarus in the past 24 hours, with a total of 131,633 cases. Cumulative death was 1136 cases; A total of 110152 cases were cured.

　　On 27th, Belarusian President Lukashenko visited a hospital in Minsk where COVID-19 patients were treated. He said that the government is expected to allocate 800 million rubles (US$ 1 is about 2.57 rubles) before the end of this year to subsidize medical staff and buy new medical equipment.

　　According to the data released by the Georgian government’s website for preventing and controlling the COVID-19 epidemic on the 27th, 4,780 new cases were diagnosed in Georgia, with a total of 123,470 cases. A total of 1161 cases died and 102270 cases were cured. On the 26th, the Georgian government announced a series of measures to strengthen epidemic prevention, including that from November 28th to January 31st next year, citizens and vehicles are not allowed to go out without permission from 21: 00 to 5: 00 the next day, except for holidays such as the New Year.

　　As of the 27th, 129,213 cases have been diagnosed in Kazakhstan, 115,384 cases have been cured and 2,013 cases have died. According to Kazakh media reports on the 27th, at the request of President Tokayev, the Ministry of Health of Kazakhstan announced a list of 58 drugs to limit the price of COVID-19 epidemic on the 26th, and the government will limit the retail price of these drugs on the basis of comprehensive consideration of manufacturer’s pricing, production, marketing and transportation costs.

　　Other Asian and European countries also updated the cumulative number of confirmed cases on the 27th: 12,044 cases in Tajikistan, 71,548 cases in Kyrgyzstan, 72,409 cases in Uzbekistan and 132,346 cases in Armenia. (Note holder: Li Ming; Participating reporters: Guan Jianwu, Zhang Xiao, Li Dongxu, Ren Jun, Cai Guodong, Wei Zhongjie, Li Jia)

Ningbo area eπ 008 is being discounted, and the discount 28,000! Quantity is limited

[Autohome Ningbo Discount Promotion Channel] Recently, a large number of promotions have been ushered in in the Ningbo market, with the maximum discount amount reaching 28,000 yuan. Buy eπ 008 now, and the minimum starting price is only 188,600 yuan. If you are interested in eπ 008, you may wish to click the "Check Car Price" link in the quotation form to get a higher discount.

宁波地区eπ008正在优惠，优惠2.8万！数量有限

eπ008的外观设计采用了一种极具未来感的风格，前脸采用了封闭式进气格栅，配合犀利的LED大灯，展现出独特的科技感。车身线条流畅，整体造型紧凑且动感十足，勾勒出充满力量感的车身轮廓。这样的设计不仅满足了现代消费者对美学的追求，还充分展示了eπ008的独特个性和卓越品质。

eπ008的车身尺寸为5002mm*1972mm*1732mm，轴距达到了3025mm。车身线条流畅，展现出独特的美学设计。前后轮距均为1650mm，保证了车辆的稳定性和操控性。轮胎规格为265/45 R21，搭配精致的轮圈设计，进一步提升了车辆的运动感和时尚感。

宁波地区eπ008正在优惠，优惠2.8万！数量有限

eπ008的内饰设计以简洁优雅为主，中控台配备了一块15.6英寸的高清触控屏幕，支持多媒体系统、导航、电话及空调的语音识别控制，带来智能化的驾乘体验。方向盘采用皮质材质，支持手动上下和前后调节，手感舒适。前排配备手机无线充电功能，方便快捷。座椅采用仿皮材质，主副驾驶座椅具备加热和通风功能，主驾驶座椅还配备了头枕扬声器。此外，前排座椅、副驾驶座椅和后排座椅均具备电动记忆功能，提升乘坐舒适度。第二排座椅支持前后调节、靠背调节和腿托调节，放倒后可形成平整的后备箱空间。

宁波地区eπ008正在优惠，优惠2.8万！数量有限

eπ008搭载了一台高效强劲的电动机，其最大功率为200千瓦，峰值扭矩达到340牛·米，为车辆提供了卓越的动力输出和加速性能。

汽车之家车主对eπ008的外形给予了高度评价，他提到：“外形很大气！前脸很帅！颜值高！开出去回头率很高！车标也简洁！”这样的设计确实让人眼前一亮，无论是行驶在繁忙的城市街道还是宁静的乡间小路，eπ008都能成为路上的一道亮丽风景线。

New! The new RAV4 will be released on April 27th

　　[Autohome News] Recently, we learned that the new FAW Toyota (|) will be launched on April 27, and the new car will focus on upgrading the exterior and interior.

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

　　In terms of appearance, the new Toyota RAV4 Rongfang has optimized the front face, the size of the middle net has been enlarged, and two sturdy decorative parts have been added. The shape of the headlight group has not changed, but the interior of the headlight has been optimized, and LED headlight groups have been introduced. The design of the bumper has also been optimized, and the shape of the fog lamp has also been adjusted. Compared with the old model, the new car looks more masculine.

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

　　On the side of the body, the new car adopts the upper and lower two-color design, the A-pillar adopts a different color from the body, and the wheels are also blackened. The rear of the vehicle basically continues the design of the current model, and it is still the classic taillight shape.

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

　　In terms of the interior, the central control screen adopts a new style, and the driving line of sight will be better than the old model. At the same time, the new car also introduces a full LCD instrument panel. Next to the gear handle, there is also a new driving mode switch. The interior seat material has also been optimized, and fur material has been added.

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

FAW Toyota RAV4 Rongfang 2023 2.0L CVT 4WD Premium Edition

　　In terms of power, the new Toyota RAV4 Rongfang will have a 2.0L fuel version, a 2.5L oil-electric hybrid version, and a 2.5L plug-in hybrid version to choose from. The 2.0L fuel version has a maximum power of 171 horsepower (126 kW) and a maximum torque of 209 Nm. The 2.5L oil-electric hybrid version has a single motor and a dual motor version. The former system has a comprehensive power of 160 kW, and the latter system has a comprehensive power of 163 kW. The 2.5L plug-in hybrid version is also divided into a single-motor version and a dual-motor version. The former system has a comprehensive power of 194 kW, and the latter system has a comprehensive power of 225 kW. The pure electric cruising range under WLTC conditions is divided into 78km and 73km. The 0-100km/h acceleration is 9.1 seconds and 7.4 seconds respectively. (Text/Autohome Qin Chao)

Crisis： After Detroit, are there cities in the United States going bankrupt？

　　　　　　　 Flint, USA, suffered from public service crisis one after another and was in depression.

　　　　　　　 On August 1st, Flint, Michigan, USA, announced the suspension of garbage collection services in the whole city because the new contract of service providers has not been finalized, which caused the city to fall into a new crisis after the water crisis. Although on the second day, the city urgently reached a temporary agreement with the original service provider Republican Service Company, the economic and financial difficulties faced by Flint once again attracted attention.

　　　　　　　 Flint, who didn’t collect garbage, suffered from "shutdown" of public services.

　　　　　　　 In June this year, the mayor of Flint, Weaver, proposed to replace the new garbage disposal service provider in the city for financial reasons, but this move was rejected by the city Council. Later, Weaver vetoed the decision of the city Council, and the city government and the parliament turned into a "tug-of-war". Finally, the two sides went to court.

　　　　　　　 However, before the court ruled, the contract between the city and the current garbage disposal service company expired at the end of July, so the garbage collection service stopped on August 1. Flint residents can only "store their garbage at home". This triggered the anger of the people in Flint.

　　　　　　　 Although the city urgently agreed with the current garbage disposal service company, it will continue to provide garbage collection services during the transition period. However, there will still be delays in the recent garbage disposal.

　　　　　　　 Flint: The birthplace of General Motors used to be the "Automobile City"　

　　　　　　　 Flint, Michigan, the birthplace of American automobile giant General Motors, is called "Motor City" together with Detroit. But in the 1980s, the automobile industry began to withdraw from Flint, and the city also declined rapidly.

　　　　　　　 At present, the unemployment rate in Flint is 13.9%, which is twice the average level in the United States, and the per capita income is less than $15,000, which is only half the average level in the United States. More than 40% of the city’s population lives below the poverty line, and the crime rate remains high, ranking "the most dangerous city in the United States".

　　　　　　　 In 2014, in order to save the government’s public expenditure, the Flint municipal government decided to abandon the Detroit water supply system and take water from the local flint river, which eventually led to the serious lead content in tap water consumed by 100,000 local residents.

　　　　　　　 Economic and financial difficulties, many cities in the United States are facing a crisis of decline

　　　　　　　 In fact, Flint is not a case. There is a well-known "rust zone" in the United States. The "rust zone" refers to the area where industry once flourished and now it has declined. In the United States, the Great Lakes region belongs to such a "rust zone", and Flint is located here.

　　　　　　　 The "rust zone" in the United States used to be the gathering place of old industrial areas, but now, many cities are facing the difficulties of old infrastructure and economic and public services. When talking about this topic, I have to mention Detroit, the "city of bankruptcy".

　　　　　　　 Detroit: the scenery is infinite to bankruptcy protection

　　　　　　　 As the three major automobile companies in the United States — — Detroit, the home base of GM, Ford and Chrysler, became synonymous with American cars as early as 100 years ago. However, due to the single industrial structure, with the decline of the American automobile industry and the migration of production bases, Detroit went into decline.

△ Detroit (data map, from the network)

　　　　　　　 In July 2013, Detroit filed for bankruptcy protection because of its debt exceeding 18 billion US dollars, becoming the largest city in the United States to file for bankruptcy protection.

　　　　　　　 In 2014, the total population of the city has dropped to 700,000, and as many as 40% of the houses in the city have been abandoned. At the same time, the unemployment rate and crime rate have soared, and education and public service facilities have declined. Some people joked that an Apple mobile phone can buy a suite in Detroit.

　　　　　　　 Cleveland: manufacturing base to the most miserable city

　　　　　　　 Cleveland, Ohio, used to be the transportation center and steel manufacturing base of the United States. In the 1950s, it had a population of more than 900,000, but after that, the manufacturing industry encountered bottlenecks and the city gradually declined.

　　　　　　　 At present, Cleveland has a population of less than 400,000, of which African Americans account for 44%; The crime rate here is very high, with more than 100 murders every year. In 2010, Forbes magazine published the list of the "most miserable cities" in the United States, and Cleveland ranked first.

　　　　　　　 Chicago: The next Detroit?

　　　　　　　 Chicago, a third-party big city in the United States, started from the steel industry and manufacturing industry. However, in the 1970s, the steel industry was depressed and manufacturing enterprises moved out, and Chicago constantly encountered challenges. In recent years, Chicago is facing the pressure that the government cannot make ends meet and the huge deficit is difficult to resolve.

　　　　　　　 Statistics show that in 2015, Chicago’s budget deficit reached 1 billion US dollars, about 6 billion yuan. In order to control government spending, Chicago even raised the charges for 911 calls. Many people say that if Chicago can’t solve the financial crisis, it is likely to be dragged down by huge debts and become the second Detroit.

Counting the ridiculous things of officials who have fallen off the horse： you can only be a ＂big official＂ if you drink 300,000 at a time.

　　CCTV News:Recently, the General Office of the Guizhou Provincial Party Committee and the General Office of the Guizhou Provincial People’s Government issued the "Regulations on the Total Prohibition of Alcohol in Official Activities in Guizhou Province". The regulations are clear: from September 1, 2017, all official activities in the province are prohibited from providing any alcohol, and no alcohol provided by any unit or individual, including private alcohol, is allowed. Official activities within the province are prohibited from giving any alcohol from public funds. No alcohol is allowed during working hours and at noon on weekdays. In addition, if it is really necessary to provide alcohol and drinking in major foreign affairs activities and investment promotion activities, the organizer shall report it to the responsible comrades in charge of the unit or the work for approval according to the principle of one purchase and one approval, and report it to the Commission for Discipline Inspection at the same level for the record.

　　Before Guizhou, Zhejiang, Heilongjiang, Jilin, Anhui, Xinjiang, Hunan and many other places had introduced alcohol prohibition regulations.

　　From the promulgation of the eight central regulations, to the Regulations on the Administration of Domestic Official Reception of Party and Government Organs issued by the General Offices of the General Office of the Central Committee of the CPC and the State Council in 2013, it was clearly stipulated that high-grade drinks should not be provided for working meals, and then "prohibition of alcohol" was continuously issued everywhere. The strictness of the "prohibition of alcohol" has also been upgraded again and again: no alcohol is allowed at lunch on weekdays, and no alcohol is allowed during working hours and at noon on weekdays; From the official reception, it is forbidden to provide high-end drinks, and it is forbidden to provide any alcohol; In addition, Anhui and Hunan also banned alcoholic beverages.

　　As soon as the "Prohibition Order" came out, although the phenomenon of drinking in official reception was greatly reduced compared with before, some officials still could not give up their addiction to alcohol and violated the discipline.

　　The escalating "prohibition of alcohol" has to deal with the chaos of official drinking that is itself escalating.

　　Not drinking is not enough meaning: "When the wine glass rings, there are two thousand pieces of gold" and "promotion requires assessment of alcohol consumption"

　　"It should also be said that at the beginning, we were also disgusted with this luxurious thing. I don’t like wine either. I don’t drink a drop of wine at home during the New Year, and then it became a habit. Even when I invited someone, I didn’t drink as if I was not enthusiastic. Then when he invited me to eat, I didn’t drink as if it was not enough. " Yang Weize, former member of the Standing Committee of Jiangsu Provincial Committee and former secretary of Nanjing Municipal Committee, said.

　　Yang Weize was once regarded as a "star official" in Jiangsu’s political circles. At the age of 36, he served as a departmental cadre. At the age of 44, he became the youngest member of the Standing Committee of the Provincial Party Committee in China.

　　A "lack of meaning" made his career slowly change, from accepting the dinner arranged by the business owner to accepting small gifts, then accepting red envelopes on holidays, and then evolving into a large amount of power and money transaction … When the glass rang, he not only gained two thousand gold, but also made him go to crime step by step. In the end, Yang Weize was sentenced to 12 years and 6 months in prison for accepting bribes, and his personal property was confiscated by RMB 2 million.

　　"Can drink eight liang to drink a catty, such comrades can rest assured; Can drink eight taels a catty, such comrades should be cultivated; Can drink white wine and beer, such comrades can’t stay; No one wants a comrade who can drink beer and drinks. " This reads like a jingle, but it is a true portrayal of some kind of officialdom.

　　When "not drinking is not enough meaning" becomes the unspoken rule among officials, and "how much can you drink" becomes the assessment standard for selecting and employing people, the abnormal official culture has led more officials to the abyss of depravity.

　　Yuan Junxiao, the former vice mayor of Weinan City, Shaanxi Province, who was sentenced to seven years’ imprisonment and fined 500,000 yuan for accepting bribes, is a typical case of "promotion by drinking". According to the previous report of "Integrity Outlook", Yuan Junxiao not only likes to go to dinner, but also likes to show his special "talent" at dinner. This special "talent" is to drink a lot. As early as when I worked as a designer in the Grinding Research Institute of Qinchuan Machine Tool Plant, Yuan Junxiao’s mass was well known. Taking advantage of this feature, Yuan consciously looked for leaders to drink. On the wine table, they called each other brothers. "Yuan’s contacts spread rapidly." After several years with the leaders of the Institute of Grinding Research, Yuan Junxiao was promoted and became the chief designer at the age of 26. At the end of 2001, Yuan Junxiao entered the official career as the executive deputy director of Baoji Economic and Trade Commission, and four years later, he became the sasac director of Baoji City.

　　Drink the grade: ordinary Maotai is not allowed, and classic Lafite is free to taste.

　　It can make officials feel that they don’t drink wine that is "not interesting enough", and naturally they can’t be "almost interesting".

　　China discipline inspection and supervision newspaper mentioned in the article "How to talk about elegance if you don’t obey the rules": "Some corrupt officials still spend money in clubs and taste the so-called" classic Lafite "before being arrested; Some corrupt officials regard Maotai as elegant in the year of drinking and drink 300,000 yuan at a time. "

　　CPC Central Commission for Discipline Inspection website even issued a document denouncing officials’ extravagant enjoyment: "Some leading cadres drank high-grade wine and vintage wine, and almost drank the" Lafite "brand".

　　In recent years, there are not a few officials who pour on high-grade wine. For many corrupt officials, high-grade wine is regarded as a symbol of status, and only by drinking the grade can it gain face.

　　Yang Weize, who was a teetotaler, gradually developed into "I like to drink Maotai, preferably vintage Maotai".

　　In April this year, the Guizhou Provincial Commission for Discipline Inspection reported six typical spiritual problems that violated the eight central regulations and the ten provincial regulations. Among them, Luo Jianqiang, former member of the Standing Committee of Bijie Municipal Committee and former deputy mayor of the municipal government, has repeatedly accepted banquets from private entrepreneurs from the second half of 2014 to September 2016, and received 2 bottles of Maotai vintage wine and 24 bottles of state banquet Maotai. One month after the Guizhou Provincial Commission for Discipline Inspection publicly notified, Luo Jianqiang was double-opened for serious violation of discipline.

　　Zhang Jianjin, member of Tianjin Municipal Committee, former party secretary and chairman of Tianjin Pharmaceutical Group, will achieve the ultimate goal of "drinking the grade". Before being censored from May 2013 to August 2015, Zhang Jianjin often went in and out of high-end restaurants in the name of business reception, organized and accepted public banquets. Maotai, Wuliangye and special health wine were required for every meal, and Moutai was generally not imported. If you want to drink it, you can drink it for 15 years or 30 years.　　

　　In 2013, a private business owner celebrated Zhang Jianjin’s birthday. When Zhang Jianjin saw that he brought ordinary Maotai, he disdained to ask for a 15-year Maotai brought by others. When a boss who had been humiliated by Zhang Jianjin ate and drank with him again, he took the initiative to bring the 30-year-old Maotai a "revenge".

　　Try your best to drink: bottled mineral water, hidden in the trunk, and high-end wine put on vest and appeared again

　　The details of Zhang Jianjin’s violation of discipline of "bottling Maotai with mineral water" have been reported many times. In the anti-corruption feature film "Always on the Road", he said: "If people take a film for you with their mobile phones, then there will be evidence on the Internet, so pour the Moutai into the mineral water, and then take the mineral water bottle and share it backwards when everyone shares the wine."

　　Around Zhang Jianjin, there are a group of private business owners with related interests all the year round. In order to cater to Zhang Jianjin’s drinking hobby, there are all kinds of Maotai and various wines in the trunk of their cars for a long time, including Maotai in 15 or 30 years.

　　Zhang Jianjin made great efforts to drink, private enterprise bosses prepared for offering wine for a long time, and merchants also resorted to tricks to sell wine.

　　In 2015, a reporter went to many places to investigate and found that high-end wines that had been silent for a period of time warmed up again under the banner of "special supply", "customization" and "special edition". In the showcase of a tobacco and liquor store, the reporter saw a kind of Maotai liquor marked with special words for a state organ. The owner of the store said that the wine was originally produced by Maotai Distillery, and it was specially designed for wine and internal wine; The "abstract" wine and "inscription" wine launched by Guizhou Jinsha Group are very concerned by some public officials and business owners. A sales manager said that a bottle of "abstract" wine with a specification of 650 ml sold for 1,800 yuan, and sold for 50 million yuan in the first year of listing.

　　Drinking chaos is thought-provoking: control greed and don’t let the wine table become the intermediary of corruption.

　　Zhang Jianjin, as a typical person who ignored the party discipline and rules and changed the pattern to engage in "four winds", once said this when he reflected on himself: "What led me to commit a crime today, I think it was also caused by eating and drinking in this kind of interaction with them. After eating and drinking together for so many years, I think that these are all buddies and friends, so I will no longer defend them, so I say that in the end, it will become a kind of withdrawal. "

　　The People’s Daily once commented that there is only one reason for the corruption of cadres in the final analysis, and they have failed to control their greed. Once the string of discipline and rules is loosened on the wine table, greed will grow with it, and then all kinds of edge balls will be played, even taking risks. A small wine table has thus become an intermediary for corruption. Once cadres believe in vulgar officialdom philosophy, regard banquets as a stepping stone to seek benefits, and design dinner as a channel to expand contacts, few people can resist not reaching out. Only when officials and cadres draw a red line in their hearts and strictly demand themselves, can they stay away from the trap of corruption and prevent a misstep from becoming an everlasting regret. (Text/Chen Xin)

How to prevent love from losing to distance

In clinical psychological counseling, couples or couples often encounter the problem of separation. The more you consult these questions, the more you can find that there is a natural conflict between love and distance. If we don’t handle it carefully, the probability of love losing to distance is still quite large. Therefore, whether it is a couple in love or an old couple who have been married for many years, it is a problem that we need to face up to and pay attention to.

The following analysis and suggestions can also provide reference for the situation that the family cannot be taken care of for some reasons.

Whether it’s a couple in love or an old couple who have been married for many years, being away from home is a problem that we need to face up to and pay attention to; Image from the network)

Why distance

Have such a great influence on love?

Speaking of this question, I have to talk about three essential elements of perfect love: intimacy, passion and commitment. The three elements of love were put forward by Robert Robert Jeffrey Sternberg, a professor of psychology at Yale University. He pointed out that different stages and types of love can be interpreted as different combinations of these three elements. For example, with the development of two people’s romantic relationship, the focus of each component will change. For example, there will be more passion at first, but gradually, commitment will become more important. Robert Jeffrey Sternberg also found that the duration of a relationship based on a single factor is not as long as that based on two or three factors.

Three elements of love: intimacy, passion and commitment; The size of the triangle indicates the degree of admiration, and the larger the triangle, the higher the degree of admiration; Each horn represents a unique type of love; Different combinations form seven different types of love; Image from the network)

Usually, the intimate relationship with the longest persistence and the highest satisfaction is obtained by the efforts of both partners to maintain intimacy and enhance their sense of responsibility.

In a long-distance relationship, intimacy is easily affected. Sometimes what can be solved by a hug leads to misunderstandings and the accumulation of negative emotions because of the obstacles of emotional expression.

Coupled with the cumulative effect of different living environments and different social circles, over time, it is likely that two people will have less and less common language and it will become more and more difficult to understand each other.

What is even more frightening is that it will wear away trust. There are many uncertain factors for two people who live in different places for a long time, such as a message or phone call that can’t be answered in time, a photo taken with other members of the opposite sex, a lie that hides their whereabouts, and so on, which may lead to the collapse of trust.

Therefore, the lack of intimacy is the key reason why many long-distance relationships lose to distance and time.

Lack of intimacy is the key reason why many long-distance relationships lose to distance and time; Image from the network)

How to overcome the troubles in different places?

Then how can we overcome the unfavorable factors brought by different places and maintain a harmonious and long-lasting relationship? We suggest that couples or couples who are experiencing the test in different places need to do the following work:

First, learn to communicate deeply and build a building of trust.

The hardest part to deal with in different places is communication. Many people think that communication mainly depends on language, but in actual communication, the influence of language information is very small, accounting for only about 7%, and tone, facial expression and body account for 93%. Therefore, when two people communicate in different places, it is impossible to fully understand each other’s emotional state, even if it is a video, it lacks the participation of touch and smell, and it is impossible to achieve a comprehensive experience. Therefore, it is very important to improve the depth and efficiency of communication.

For communication in different places, we suggest that the big principle is "report every day, learn to share, and don’t have a cold war".

(The principle of communication in different places: report every day, learn to share, and never have a cold war; Image from the network)

Many couples in different places are busy at work, so it may be unrealistic to report from time to time, but it may become a burden to each other. However, it is necessary to give a brief report every day, especially for men. Before going to bed, they should briefly talk about their day’s situation and the next day’s arrangements, voice messages or short calls. With such a habit, mutual trust will be enhanced.

By sharing your own life, you can let each other know about your living environment and dynamics and enhance each other’s sense of security.

But no matter how good two people are, conflicts are inevitable. Quarrel is not terrible, but couples in different places should not use the cold war to deal with conflicts.

Second, strengthen the sense of ceremony, and farewell is better than marriage.

The preservation of two people’s love needs a sense of ceremony, and it is more urgent for both parties in different places to achieve the state of "a little farewell is better than a new marriage" by strengthening the sense of ceremony.

We can strengthen the sense of ritual in getting along from two aspects, one is to make rules, and the other is to create romance.

You can strengthen the sense of ritual in getting along in two ways: making rules and creating romance; Image from the network)

At the beginning of different places, it is necessary to make some rules to ensure the constant love interaction between two people. For example, talk every day, say good night to each other every day, and make regular video calls; Regarding communication, we must speak out if there are contradictions, instead of holding them in our hearts and fighting for the night; Regarding trust, no matter how busy you are, you should explain it in advance and share it briefly, and you must explain the unexpected situation afterwards. These agreements will subconsciously make us cherish our feelings and make the feelings in different places more stable.

In creating romance, many couples, especially girls, need to feel loved, so don’t ignore each other’s needs and set aside time to take care of her emotions and express their feelings. Properly expressing your thoughts and love for each other can make each other feel cared for. You can also often create some surprises for each other, such as writing a few love words to each other and singing a love song to each other. If you travel frequently, when you meet again, you should buy some carefully selected gifts for the other party, such as what the other party mentioned to you, to let the other party know that you are thinking about her at any time, so as to achieve the effect that parting is better than getting married.

Third, create romantic expectations and give full play to the power of commitment.

For a long-distance relationship, commitment is an important driving force for each other to overcome the current difficulties. If there is no expectation for the future, it is difficult for two people to resist the suffering of loneliness and missing. Therefore, when you are in a different place, you must increase the chances of meeting as much as possible, and before each separation, you can start to create the expectation of meeting next time, and try to be specific and look forward to it together. For example, "Let’s meet in a month, and I’ll cook you a big seafood dinner, so that you can taste my loving cooking skills.".

(When you are in a different place, you must increase the chances of meeting as much as possible, and before each separation, you can start to create the expectation of meeting next time, try to be specific and look forward to it together, but don’t break your promise; Image from the network)

Expectation can be divided into short-term goals and long-term goals.

Short-term goals can be aimed at mutual interests, such as traveling together, shopping together, climbing mountains together, watching movies together, etc. You can make a detailed plan, work together and implement it one by one, so that more connections can be built.

Don’t break your promise, if it doesn’t come true, and blame each other, the balance of your emotional savings account will be less and less.

The long-term goal is about the expectations of being together in the future. Couples in love can look forward to the wedding picture together, how romantic the wedding is, how exquisite the home decoration is, and how interesting the future life will be. For example, "When we get married in the future, we must raise a lovely kitten at home and have a particularly lovely child. I will take pictures of you, the kitten and the child, and I will be very happy when I think about it."

For married couples, how to solve the problem of separation between the two places is a very realistic topic. The other party may understand the needs of temporary career development, but if career development is always put above the needs of the other party, the probability of emotional problems is still very high if two people get together for a long time, so it is necessary to take care of how long to solve the problem in different places and how to make up for each other’s feelings, and give a promise to make the other party really feel at ease.

This paper is adapted from Intimate Relationship Management —— How to Deal with Conflicts in Intimate Relationship Rationally.

If you have other questions about marriage or physical and mental health, please feel free to give us feedback, and we will choose appropriate topics to answer questions on popular science.

Contribution/Publicity Department of Public Security Department

Editor/Seagull

Original title: "Better Police Body and Mind | How to Keep Love from Losing to Distance"

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[Today’s Development Zone] ＂Tianqin Cup＂ In 2024, the seventh swimming competition of Qinhuangdao City started in the development zone.

Today development zone

On January 21st, the 7th swimming competition of Qinhuangdao in 2024 was held in the Sports Center of Development Zone under the guidance of the Municipal Sports Federation and the Development Zone Federation of Trade Unions, sponsored by the Municipal Triathlon Association and the Municipal Swimming Association, and hosted by the Municipal Swimming and Diving Training Center and Qinhuangdao Tianqin Equipment Manufacturing Co., Ltd..

At 9 o’clock in the morning, the game officially began. After full warm-up, with the referee’s order, the athletes dived from the platform, gliding, swinging their arms and fetching water … Everyone was full of energy, and every movement was vigorous, racing against time and struggling hard. The vigorous posture of the "swimmers" attracted the audience to whistle and cheer.

The competition was divided into 10 groups, namely men’s and women’s 100m breaststroke and 200m freestyle, aged 18-29, 30-39, 40-49, 50-59 and 60-65, with a total of 150 participants. Each group will be admitted to the top six according to the results, and will be awarded with achievement certificates and bonuses.

It is understood that the purpose of this competition is to adhere to the socialized development direction of competitive sports, open the door to welcome all school-age athletes in the city to participate in the competition, fully mobilize the enthusiasm of social forces to participate in competitive sports, give play to the role of sports associations and social sports clubs, attract sports fans to participate in regular events, and build a platform for them to show themselves.

Original title: "[Today’s Development Zone]" Tianqin Cup "The 7th Swimming Competition of Qinhuangdao City started in the Development Zone in 2024"

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A lively group year in the ＂silent police room＂

The picture shows the community residents gathering in the community police office to celebrate the New Year in advance. Photo by Ma Xiaolei
　(Going to the Grassroots in the Spring Festival) A lively group year in the "Silent Police Room"
Zhongxin. com, Chongqing, February 8 th: (Going to the grassroots in the New Year) The lively group year in the "silent police room"
Zhongxin. com reporter Liu Xianglin
On February 8, on the eve of the Spring Festival, He Qiao, the "most beautiful grass-roots policeman in China" and "the most beautiful police model in Chongqing" and the community policeman in Shapingba District of Chongqing, opened the door of the police office early in the morning. Today, a group of special guests will be welcomed here.
At 8 o’clock in the morning, everyone arrived one after another. Some of them were old people who were old and rare, and some were young migrant workers who responded to the call of "celebrating the New Year on the spot". Most of them are deaf residents in the community. At the invitation of He Qiao, they will celebrate a special Spring Festival in advance in the police office today.
Figure Why Qiao (first from the right) makes dumplings with community residents. Photo by Ma Xiaolei
He Qiao told reporters that considering that many deaf residents’ families in the area could not return home for the New Year in other places, she specially invited everyone to the police office to make dumplings and chat at home to welcome the arrival of the Year of the Ox.
After the residents arrived, the police room, which was originally deserted, was immediately crowded and began to be lively. Everyone sat around the big table in the police room, greeted each other with sign language and paid New Year greetings, and then began to prepare for the next activity: making dumplings.
The glutinous rice balls and fillings brought by everyone from home have been put on the table. Just do it. After everyone washes their hands, they mix the dough, adjust the stuffing, and boil the water. They are busy in an orderly manner. Busy at the same time, they also communicate with each other from time to time with their hands covered with flour, which is better than comparing the dumplings wrapped by who. Several experienced old people teach young people who are not good at it how to make beautiful dumplings. Rub your hands gently for a few laps, and a round glutinous rice ball will be born from their hands.
Many hands make light work. In a short time, several pots on the table were filled with wrapped dumplings. Just then, the water was boiled, and everyone put the wrapped dumplings into the pot in batches. After a while, the dumplings slowly floated to the surface from the bottom of the pot, and then "rolled" one by one, which was a signal that the dumplings were cooked. Hot dumplings are put into bowls, and everyone around the table enjoys this special "reunion dinner".
He Qiao brought the first bowl out of the pot to the oldest mother-in-law, Zhu, and fed her one. He Qiao said: "We are like a big family. We get together in the New Year. Of course, the oldest elder has to move chopsticks first."
The picture shows the community residents gathering in the community police office to advance the group year. Photo by Ma Xiaolei
It is the last few days before the Spring Festival. He Qiao has visited the deaf families in the community from door to door in the past few days, asking how the New Year’s goods are prepared and whether there is any need for help. He also sent them Spring Festival couplets and blessings.
He Qiao said that in 2020, there was an epidemic and a flood, and it was hard to celebrate the New Year. Many people responded to the call to celebrate the New Year on the spot, so this year must be grand and festive, and welcome the new year with the most joyful mood.
The boiled water with glutinous rice balls is still boiling hot, and the Spring Festival couplets at the entrance of the police office are red and festive. The "silent police office" is silent, but it is full of joy and peace, and a happy smile is on everyone’s face.
[Editor: Ye Pan]
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